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Post by HumanFundRecipient on Mar 6, 2019 12:50:13 GMT
At least a year ago, the one that gave the most concern was the one with the young woman who named her totaled vehicle "Brad" (and did the "happy dance" when she presumably got new wheels).
But some of their recent commercials have just plain gotten weird.
Exhibit A:
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Post by No_Socks_Here on Mar 6, 2019 12:55:23 GMT
Even though I have my auto and homeowners insurances through them I find their commercials very annoying and unwatchable.
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Post by ck100 on Mar 6, 2019 22:18:01 GMT
Regardless of how you feel about them, you'll end up remembering them and the company which is what the company wants.
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Post by Doghouse6 on Mar 6, 2019 22:40:00 GMT
At least a year ago, the one that gave the most concern was the one with the young woman who named her totaled vehicle "Brad" (and did the "happy dance" when she presumably got new wheels). Not too much that was new there.
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Post by rachelcarson1953 on Mar 7, 2019 15:44:15 GMT
I think the ones that I find actually kind of funny are the ones with an actor playing the part of "Mayhem", and I think the company is Allstate.
All of us in the US are insurance poor, and simply feeding the biggest industry there is. We fear randomness, and insurance makes you feel as though you are protected from that. It's an illusion.
My parents bought insurance on their house for 65 years, and have never made a claim. Had that money been put in a savings account instead, by now there would be enough money to completely replace the house.
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maxwellperfect
Junior Member
@maxwellperfect
Posts: 3,966
Likes: 1,683
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Post by maxwellperfect on Mar 24, 2019 23:37:59 GMT
Worst jingle ever.
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Post by Ass_E9 on Mar 24, 2019 23:44:39 GMT
The emu is an improvement over the cyclist, anchorwoman, and hidden identity guy.
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Post by politicidal on Mar 24, 2019 23:45:18 GMT
Oh the perky Asian chick? That was the funniest one they had. The rest just suck.
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Post by Catman on Mar 25, 2019 0:31:01 GMT
They seem to go that extra mile to misrepresent their product as if they are the only ones who offer a particular type of policy.
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klandersen
Sophomore
@klandersen
Posts: 884
Likes: 344
 
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Post by klandersen on Mar 25, 2019 14:52:07 GMT
Can't stand them. Oh the one with the guy hiding in a shadow silhouette who is exposed when someone takes a flash picture is slightly humorous, but only slightly. One of the reasons they are so lame is the spokesperson is standing on a set designed to be a tourist site with the Statue of Liberty in the background. Boring.
Another brand Farmer's at least makes things interesting with their "Museum" of insurance incidents that they have covered. Some of them bring a slight smile of laughter.
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klandersen
Sophomore
@klandersen
Posts: 884
Likes: 344
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Post by klandersen on Mar 25, 2019 14:53:08 GMT
Regardless of how you feel about them, you'll end up remembering them and the company which is what the company wants. Many ad campaigns backfire, because you remember the commercial but have no idea what the hell they were selling.
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Post by CynicalDreamer2 on Mar 25, 2019 15:32:18 GMT
I think the ones that I find actually kind of funny are the ones with an actor playing the part of "Mayhem", and I think the company is Allstate. All of us in the US are insurance poor, and simply feeding the biggest industry there is. We fear randomness, and insurance makes you feel as though you are protected from that. It's an illusion. My parents bought insurance on their house for 65 years, and have never made a claim. Had that money been put in a savings account instead, by now there would be enough money to completely replace the house. True but what would have happened if they had a claim in year 5? Insurance is a scam until you need it. |
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Post by rachelcarson1953 on Mar 25, 2019 16:45:43 GMT
I think the ones that I find actually kind of funny are the ones with an actor playing the part of "Mayhem", and I think the company is Allstate. All of us in the US are insurance poor, and simply feeding the biggest industry there is. We fear randomness, and insurance makes you feel as though you are protected from that. It's an illusion. My parents bought insurance on their house for 65 years, and have never made a claim. Had that money been put in a savings account instead, by now there would be enough money to completely replace the house. True but what would have happened if they had a claim in year 5? Insurance is a scam until you need it. Valid point, but I'd like to see the statistics on how many homeowners really needed the insurance, in other words, what are the chances that I will have a catastrophic event with my home. It's a gamble, what are the odds? Now, when it comes to healthcare insurance, that's a whole other animal. I'm alive today because when I was diagnosed at age 35 with cancer, my husband had the best medical insurance available at the time. His illness and death were covered, too, and it prevented us from bankrupting ourselves, just trying to stay alive. Money well spent, and I continued, after his death, to pay the sky-high premiums for COBRA coverage, then a regular (but still pricey) private policy until I got a job with a healthcare package. Now I have Medicare! Yay! I lived long enough to start collecting on that!
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Post by CynicalDreamer2 on Mar 25, 2019 17:02:01 GMT
True but what would have happened if they had a claim in year 5? Insurance is a scam until you need it. Valid point, but I'd like to see the statistics on how many homeowners really needed the insurance, in other words, what are the chances that I will have a catastrophic event with my home. It's a gamble, what are the odds? Now, when it comes to healthcare insurance, that's a whole other animal. I'm alive today because when I was diagnosed at age 35 with cancer, my husband had the best medical insurance available at the time. His illness and death were covered, too, and it prevented us from bankrupting ourselves, just trying to stay alive. Money well spent, and I continued, after his death, to pay the sky-high premiums for COBRA coverage, then a regular (but still pricey) private policy until I got a job with a healthcare package. Now I have Medicare! Yay! I lived long enough to start collecting on that! There’s really no difference in the gamble. Your cancer diagnosis was horrible but what about people who never need their insurance? Insurance is a business so they get actuarials to figure out how much they can collect vs paying out so statistically of course they take in more. Do you want to risk it though? How many of us can afford to? It’s one of those life expenses we complain about until we need it. |
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Post by rachelcarson1953 on Mar 25, 2019 18:37:20 GMT
Valid point, but I'd like to see the statistics on how many homeowners really needed the insurance, in other words, what are the chances that I will have a catastrophic event with my home. It's a gamble, what are the odds? Now, when it comes to healthcare insurance, that's a whole other animal. I'm alive today because when I was diagnosed at age 35 with cancer, my husband had the best medical insurance available at the time. His illness and death were covered, too, and it prevented us from bankrupting ourselves, just trying to stay alive. Money well spent, and I continued, after his death, to pay the sky-high premiums for COBRA coverage, then a regular (but still pricey) private policy until I got a job with a healthcare package. Now I have Medicare! Yay! I lived long enough to start collecting on that! There’s really no difference in the gamble. Your cancer diagnosis was horrible but what about people who never need their insurance? Insurance is a business so they get actuarials to figure out how much they can collect vs paying out so statistically of course they take in more. Do you want to risk it though? How many of us can afford to? It’s one of those life expenses we complain about until we need it. I would say just about 100% of people will get sick at some point, but the number of people who have a reason to make a claim on their home (which is limited to mostly catastrophic events, not regular maintenance) is far fewer. From Wikipedia, and, Point being, property insurance is a relatively new concept for everyday people in the USA. Nowadays, no one would dream of taking the risk of going without, but in the history of the human race, it is just now becoming commonplace. My Dad was fighting in the Philippines in WWII when his family's home burned to the ground with no insurance (his family was low income and couldn't afford property insurance). When he married my mother after coming home, he built a new house on that property where I was raised, and it has always been insured, though now that the foundation has extensive damage, it will cost out-of-pocket to fix it. I am in the process of selling it to support my mother in a nursing home. My Dad died at 83, she is still living at 96, and I have to weigh the cost vs. gain aspect when it comes to fixing the house or selling as is, for the property it sits on. In the 65 years of my lifetime, they have never made a claim. It's simply risk distibution, and everyone has to decide how much risk they can tolerate, based on income, life expectancy, etc., but I see a growing trend in insurance of all kinds. Car repair insurance, for after the warranty expires. I have always paid out-of-pocket for that, unless I'd had an accident. So, I just keep seeing insurance companies getting richer as us everyday folks get poorer. It's just how our economy is evolving.
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Post by CynicalDreamer2 on Mar 25, 2019 20:13:57 GMT
There’s really no difference in the gamble. Your cancer diagnosis was horrible but what about people who never need their insurance? Insurance is a business so they get actuarials to figure out how much they can collect vs paying out so statistically of course they take in more. Do you want to risk it though? How many of us can afford to? It’s one of those life expenses we complain about until we need it. I would say just about 100% of people will get sick at some point, but the number of people who have a reason to make a claim on their home (which is limited to mostly catastrophic events, not regular maintenance) is far fewer. From Wikipedia, and, Point being, property insurance is a relatively new concept for everyday people in the USA. Nowadays, no one would dream of taking the risk of going without, but in the history of the human race, it is just now becoming commonplace. My Dad was fighting in the Philippines in WWII when his family's home burned to the ground with no insurance (his family was low income and couldn't afford property insurance). When he married my mother after coming home, he built a new house on that property where I was raised, and it has always been insured, though now that the foundation has extensive damage, it will cost out-of-pocket to fix it. I am in the process of selling it to support my mother in a nursing home. My Dad died at 83, she is still living at 96, and I have to weigh the cost vs. gain aspect when it comes to fixing the house or selling as is, for the property it sits on. In the 65 years of my lifetime, they have never made a claim. It's simply risk distibution, and everyone has to decide how much risk they can tolerate, based on income, life expectancy, etc., but I see a growing trend in insurance of all kinds. Car repair insurance, for after the warranty expires. I have always paid out-of-pocket for that, unless I'd had an accident. So, I just keep seeing insurance companies getting richer as us everyday folks get poorer. It's just how our economy is evolving. I think property insurance came about prior to health insurance but you’re not wrong in the emerging types of insurance. Most Americans have around $500 dollars in savings and therefore can’t afford not to have it. If your roof blew off or the water heater busted or even if you were robbed how long would it take the average person to make repairs? The difference between getting ill and home issues is that we can always get health care even if we can’t afford it. I’m not totally sure what issue you have with home insurance outside of the fact that your parents never made a claim. Seems to me we’d be even poorer without it. Doesn’t make some insurance any less of of a scam but like I said, we only complain when we don’t use it. If your folk’s home burned to the ground you would have been grateful for the insurance right? |
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Post by movieliker on Mar 26, 2019 1:34:07 GMT
I would say just about 100% of people will get sick at some point, but the number of people who have a reason to make a claim on their home (which is limited to mostly catastrophic events, not regular maintenance) is far fewer. From Wikipedia, and, Point being, property insurance is a relatively new concept for everyday people in the USA. Nowadays, no one would dream of taking the risk of going without, but in the history of the human race, it is just now becoming commonplace. My Dad was fighting in the Philippines in WWII when his family's home burned to the ground with no insurance (his family was low income and couldn't afford property insurance). When he married my mother after coming home, he built a new house on that property where I was raised, and it has always been insured, though now that the foundation has extensive damage, it will cost out-of-pocket to fix it. I am in the process of selling it to support my mother in a nursing home. My Dad died at 83, she is still living at 96, and I have to weigh the cost vs. gain aspect when it comes to fixing the house or selling as is, for the property it sits on. In the 65 years of my lifetime, they have never made a claim. It's simply risk distibution, and everyone has to decide how much risk they can tolerate, based on income, life expectancy, etc., but I see a growing trend in insurance of all kinds. Car repair insurance, for after the warranty expires. I have always paid out-of-pocket for that, unless I'd had an accident. So, I just keep seeing insurance companies getting richer as us everyday folks get poorer. It's just how our economy is evolving. I think property insurance came about prior to health insurance but you’re not wrong in the emerging types of insurance. Most Americans have around $500 dollars in savings and therefore can’t afford not to have it. If your roof blew off or the water heater busted or even if you were robbed how long would it take the average person to make repairs? The difference between getting ill and home issues is that we can always get health care even if we can’t afford it. I’m not totally sure what issue you have with home insurance outside of the fact that your parents never made a claim. Seems to me we’d be even poorer without it. Doesn’t make some insurance any less of of a scam but like I said, we only complain when we don’t use it. If your folk’s home burned to the ground you would have been grateful for the insurance right? Something tells me Rachel would be the first to complain if the house burned to the ground and their was no insurance. Some people are never happy. |
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Post by rachelcarson1953 on Mar 26, 2019 3:37:12 GMT
I think property insurance came about prior to health insurance but you’re not wrong in the emerging types of insurance. Most Americans have around $500 dollars in savings and therefore can’t afford not to have it. If your roof blew off or the water heater busted or even if you were robbed how long would it take the average person to make repairs? The difference between getting ill and home issues is that we can always get health care even if we can’t afford it. I’m not totally sure what issue you have with home insurance outside of the fact that your parents never made a claim. Seems to me we’d be even poorer without it. Doesn’t make some insurance any less of of a scam but like I said, we only complain when we don’t use it. If your folk’s home burned to the ground you would have been grateful for the insurance right? Something tells me that Rachel would be the first to complain if the house burned to the ground and their there was no insurance. Some people are never happy. Some people can't spell or use correct grammar. Some people troll when they have nothing of value to contribute to a conversation. Some people put those other people on Block to avoid the trolling. 
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Post by movieliker on Mar 26, 2019 3:42:34 GMT
Something tells me that Rachel would be the first to complain if the house burned to the ground and their there was no insurance. Some people are never happy. Some people can't spell or use correct grammar. Some people troll when they have nothing of value to contribute to a conversation. Some people put those other people on Block to avoid the trolling. I am on a smartphone with little buttons. I have thick blue collar fingers. Sometimes I write the correct thing and the spellcheck on this phone changes it to something else. I try to proof read all my posts. Sometimes I miss some mistakes. |
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Post by CoolJGS☺ on Mar 26, 2019 4:13:20 GMT
 Cutie They should just play this one nonstop. |
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