Are poor people less intelligent than non-poor people?

But from the gist of that test... it's not really that they are stupid, it's just they are under more financial stress which messes with their focus etc a bit more. but I suspect in the real world, a small IQ drop is not going to be the difference between having plenty of $ and being poor.

but I suspect there is more to those who have money than those who don't based strictly on intelligence. some stuff I suspect is luck and some people are more motivated than others and some people just tend to get stuck in a cycle of bad habits etc.

but I suspect poorer people might have to be a bit more inventive on how to stretch out what $ they do have since I suspect a richer person is probably more likely to spend plenty of $ on crap they don't even remotely need (but I think some do (I suspect especially younger people) is instead of getting a item that's pretty good for much less $, they opt for the high end item which is not much better but costs a lot more $). so poor people might be more likely to spend what little $ they do have a bit more efficiently where as a rich person could blow through quite a bit of $ on mostly stupid stuff that if the poorer person had the richer persons excess $ it could make a world of difference for them.

I suspect some people are horrible at money management as they suddenly get a decent amount of money and instead of looking down the road a bit, like more of the big picture (hell, even just trying to manage it well from month-to-month), they go out and blow it on a bunch of crap (like a bunch of little things etc) and then not long after they are poor again. I suspect a fair amount of people just buy a bunch of little stuff that adds up in a months time to where if they did not buy a bunch of random crap they would have been in much better shape by the end of the month etc. because I don't know about everyone else... but assuming a person is in a low money situation you got to start conserving $ to stretch things out to get you through a month etc otherwise you will screw yourself and will be that much more likely to stay poor as I suspect many people try living quite a bit beyond their means and that buries them in debt. sure, sometimes I understand that some people are just screwed and even with decent $ management they are still poor, but those people who could get by half-way decently, but do not due to their excess spending on crap they don't really need, I don't feel sorry for these types as they did it to themselves.

but it seems the more $ one gets the more one spends. but even factoring that in, once a person reaches a certain $ level and they still seem to struggle to get by half way decently with a bit of spending $, I don't feel sorry for them as they did it to themselves.

I guess there are plenty of ways of looking at this stuff. just some random thoughts